Heating Oil Pollution Liability Insurance Program

Heating Oil

“I need to cleanup a heating oil tank release.”

Effective July 2, 2020, existing heating oil registrations can be transitioned to a new owner if done within 180 days, but no new heating oil registrations will be accepted. All current and any new claims, from existing or transferred insurance registrations in place before July 2, 2020, will continue to be honored.

For owners and operators without heating oil pollution liability insurance, the Heating Oil Loan and Grant Program may provide assistance.

How Insurance is Funded

The program is funded by a fee that heating oil dealers pay per gallon of heating oil sold. Heating oil is defined as diesel, kerosene or stove oil.

What the Insurance Covers

  • Up to $60,000 for cleanup contamination, not covered by other insurance, on your property (and/or a neighboring property).
  • The contamination must come from a leak that starts after a heating oil tank is registered with PLIA. The tank may be underground, above-ground, or in a basement.
  • The tank must be registered in the current owner’s name.
  • Reimbursement up to $1,500 to repair damages on neighboring property (third party coverage) such as landscaping, flooring, painting, etc.

What Is Not Covered

  • Leaks from abandoned or decommissioned tanks, or other sources.
  • Leaks that start before registering with PLIA.
  • Property restoration on your property (first party coverage).
  • Removal/repair/replacement of the tank/lines/furnace (not including reimbursement of new tank replacement costs according to RCW 70A.330.100).
  • Emergency heat restoration.
  • Heating oil lost in the release.

How Claims Are Filed

If you suspect a release from your registered heating oil tank, you must contact PLIA at 1-800-822-3905 or (360) 407-0520 to file a claim. You have 30 calendar days from the date the tank is disconnected from the furnace to file a claim.

  • PLIA will investigate the claim, which may include taking photos of your property and the failed tank.
  • You will hire a contractor authorized to do cleanup under the program from our Heating Oil Service Provider List (pdf).
  • All work must be approved by PLIA before the work starts.

Real Estate Transactions

If a registered owner sells the property, or transfers ownership in any way, then the coverage under the Heating Oil Pollution Liability Insurance Program ends.

To avoid any lapse in coverage, the new owner of the property must register within 180 days from the date of the property transfer.

Heating Oil Pollution Liability Insurance Registration Form:
Submit Online or Print & Mail (pdf)

Policy, Statute, and Rules

The Colony Insurance Company provides the Pollution Liability Insurance Policy (pdf) for coverage of the Heating Oil Pollution Liability Insurance Program.

The Heating Oil Pollution Liability Insurance Program is also governed by the Revised Code of Washington – Chapter 70A.330 RCW and the Washington Administrative Code – Chapter 374-70 WAC.